U.S. national debt
$40,329,616,221,315
$40.33 trillion
What this measures
Total federal debt outstanding; this is the clock’s estimate, distinct from the official Treasury reading in Economy.
Source definition ↗Data
Economic and market dashboards
A plain reading of where things stand. Every figure below carries the date it refers to and the source it came from.
Farrell Financial · Economic perspective
America by the numbers
Debt, public spending, national wealth and the changing cost of living.
Estimated snapshotSource synchronized
The federal ledger
Federal budget deficit
$1,921,770,680,910
$1.92 trillion
What this measures
The clock’s running estimate of federal spending minus revenue. It is not a published fiscal-year-to-date Treasury balance.
Source definition ↗Federal debt / GDP
122.90%
What this measures
Federal debt relative to annual U.S. economic output. The clock projects this ratio independently; see Economy for the official quarterly series.
Source definition ↗Medicare & Medicaid
$2,004,836,236,525
$2.00 trillion
What this measures
Combined Medicare/Medicaid spending estimate displayed by the clock, not unfunded future liabilities.
Source definition ↗Social Security spending
$1,668,013,990,933
$1.67 trillion
What this measures
Social Security spending estimate, separate from projected future benefit obligations.
Source definition ↗Interest on debt · net
$1,142,979,757,117
$1.14 trillion
What this measures
The clock’s net interest spending estimate. Net interest differs from gross interest paid on all Treasury securities.
Source definition ↗National asset values
U.S. real estate value
$88,275,044,845,287
$88.28 trillion
What this measures
The clock’s broad real estate estimate includes residential, industrial, commercial and government property; it is not home equity alone.
Source definition ↗U.S. stock market value
$68,658,368,212,443
$68.66 trillion
What this measures
Estimated total U.S. stock market capitalization, not an index level or investment return.
Source definition ↗Private and public asset estimates are not cash available to the federal government to repay its debt.
Then & now · The cost of living
The provider’s current and year-2000 estimates, in nominal dollars; not adjusted for inflation. Open “What this measures” for the scope of each cost.
Average new vehicle
Now
$51,628
2000
$22,520
College tuition & living costs
Now
$27,635
What this measures
Average tuition, fees, room and board for full-time undergraduates at degree-granting institutions. Includes more than tuition alone.
Source definition ↗2000
$10,847
What this measures
The provider’s year-2000 tuition, fees, room and board comparison, in nominal dollars.
Source definition ↗Healthcare cost estimate
Now
$16,039
What this measures
The clock’s healthcare cost figure. Its published definition does not clearly identify the per-person or household basis, so this should not be read as an insurance premium.
Source definition ↗2000
$5,506
What this measures
The provider’s year-2000 comparison. The same unclear cost basis applies; amounts are nominal dollars.
Source definition ↗Money supply in perspective
These ratios compare monetary quantities. They are not exchange rates, market prices or fair-value targets.
Annual M2 growth / gold output
Now
$11,980
M2 growth dollars per ounce of annual gold output
What this measures
Year-over-year growth in U.S. M2 money supply divided by annual world gold production in ounces. This is a monetary comparison, not gold’s spot price or a price target.
Source definition ↗1913
$26.24
M2 growth dollars per ounce of annual gold output
What this measures
The provider’s historical 1913 money-supply-growth / gold-production comparison, not the historical gold price.
Source definition ↗U.S. M2 / global crypto value
Now
7.92 : 1
What this measures
Total U.S. M2 money supply divided by the total market capitalization of all cryptocurrencies worldwide. 8:1 means $8 of M2 for each $1 of crypto market value; it is not the price of Bitcoin.
Source definition ↗2013
9,953 : 1
What this measures
The provider’s 2013 M2-to-total-crypto-market-value comparison. The mix of cryptocurrencies differs from today.
Source definition ↗Farrell Financial · Economic perspective
Ohio at a glance
State and local finances, close to home.
Estimated snapshotSource synchronized
Ohio · State & local
Ohio GDP
$811,457,384,872
$811.46 billion
State & local debt
$121,050,889,573
$121.05 billion
What this measures
The clock’s combined Ohio state and local debt estimate; not Ohio’s share of federal debt.
Source definition ↗State & local debt / GDP
14.66%
What this measures
The provider’s independently projected state-and-local debt-to-GDP ratio. It may not exactly equal the two displayed estimates divided.
Source definition ↗In-state revenue
$113,433,773,599
$113.43 billion
State & local spending
$183,376,334,359
$183.38 billion
What this measures
State and local spending estimate. The provider does not establish matching accounting periods for subtracting this from in-state revenue.
Source definition ↗Debt per citizen
$10,273
What this measures
The Ohio clock’s state-and-local debt-per-citizen estimate, not an individual tax bill.
Source definition ↗Farrell Financial · Economic perspective
The economy at a glance
Inflation, growth, interest rates and federal finances — with dated readings from the Federal Reserve and U.S. Treasury.
U.S. national debt
$40.33 trillion$40,329,229,827,541
Total public debt outstanding.
As of
Source: U.S. Treasury, Fiscal Data
Debt as a share of GDP
122.6%
Federal debt measured against the size of the economy.
As of
GDP growth
2.2%
Real GDP, change from the preceding quarter at an annual rate.
As of
Inflation (CPI)
3.7%
Consumer Price Index, change over the previous twelve months.
As of
Federal funds target
3.75%–4.00%
The range the Federal Reserve currently targets.
As of
Treasury yield curve
10-year yield minus 2-year yield: +0.37 percentage points
Show these figures as a table
| Maturity | 1M | 3M | 6M | 1Y | 2Y | 3Y | 5Y | 7Y | 10Y | 20Y | 30Y |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield | 4.11% | 4.28% | 4.37% | 4.53% | 4.82% | 4.92% | 5.00% | 5.09% | 5.19% | 5.57% | 5.52% |
What the U.S. government pays to borrow at each length of time.
As of
Farrell Financial · Economic perspective
The market, at a glance
Stocks, oil, Treasury yields, volatility, and sentiment. Dated observations, together in one view.
U.S. large-cap stocks
Market heatmap
Largest eligible U.S. companies
The stock universe is temporarily unavailable.
Source: Financial Modeling Prep
Ranked within FMP’s actively traded U.S. NASDAQ/NYSE universe above $10 billion, excluding funds and duplicate company names. Quotes may be delayed; missing quotes are omitted. Changes are versus the previous close.
Stock market indices
| Name | Close | 1 day | 1 year |
|---|---|---|---|
| S&P 500S&P 500 Index | 7,744.06 | +0.33% | +16.08% |
| Nasdaq 100Nasdaq 100 Index | 29,935.59 | −0.05% | +20.97% |
| Dow JonesDow Jones Industrial Average | 52,177.69 | +1.08% | +12.81% |
Closing index levels. Indices cannot be invested in directly and exclude account fees and taxes.
As of
Farrell Financial · Economic perspective
The digital asset market
Prices, 24-hour moves, sentiment, and capital across major DeFi networks.
Assets tracked50
Tracked market cap · 50 assets$2.70 trillion
Tracked 24h volume · 50 assets$127.89 billion
Digital assets
Market heatmap
Largest cryptocurrencies
20 shown↑ 4 advancing↓ 16 declining
Bitcoin · BTCPrice: $81,306.00Change: -1.22%Market cap: $1.63 trillionQuote: October 16, 2026 at 7:38 PM UTC
Tile area reflects market capitalization on desktop; equal-sized tiles on mobile. Green = gain, red = loss, gray = unchanged or missing change. Select a tile for details.
As of
Source: CoinGecko
Ranked by reported market capitalization, including stablecoins. Changes cover 24 hours.
View prices and returns as a table
| Name | Price | 1 day | 1 year |
|---|---|---|---|
| BTCBitcoin | $81,306 | −1.22% | −25.08% |
| ETHEthereum | $2,405 | −1.88% | −38.72% |
| USDTTether | $0.9991 | −0.01% | −0.16% |
| BNBBNB | $720.03 | −1.68% | −37.48% |
| XRPXRP | $1.30 | −3.54% | −45.38% |
| USDCUSDC | $0.9998 | +0.01% | −0.00% |
| SOLSolana | $102.97 | −2.65% | −45.66% |
| TRXTRON | $0.3347 | +0.71% | +4.55% |
| FIGR_HELOCFigure Heloc | $1.04 | +1.09% | +1.11% |
| ZECZcash | $1,136 | −8.23% | +412.66% |
| HYPEHyperliquid | $79.07 | −3.24% | +110.05% |
| DOGEDogecoin | $0.0799 | −1.82% | −58.38% |
| XMRMonero | $558.17 | +2.45% | +74.80% |
| USDSUSDS | $0.9998 | −0.01% | +0.01% |
| WBTWhiteBIT Coin | $79.72 | −1.34% | +91.95% |
| LINKChainlink | $12.26 | −2.21% | −30.99% |
| ADACardano | $0.2230 | −3.38% | −66.05% |
| LEOLEO Token | $9.04 | −0.00% | −5.78% |
| NEARNEAR Protocol | $4.97 | −7.94% | +120.83% |
| XLMStellar | $0.1795 | −2.98% | −43.32% |
How this page is put together
Figures are collected when the site is rebuilt, and the Economy tab also checks an hourly cached feed when you open the page. Each reading is labelled with the date it refers to. Government statistics like GDP and inflation are published monthly or quarterly, so a figure can be current and still be several weeks old — that is the data, not a delay on our side.
Cryptocurrency prices, the stock heatmap, and chain TVL refresh from cached feeds. Oil prices and volatility use dated FRED observations. Stock quotes may be delayed. Chain TVL shows when the source was retrieved; missing chain coverage is not a zero value. Sentiment is checked on page load and every fifteen minutes while the page is visible; its date reflects the underlying observation. Cryptocurrency prices refresh roughly every fifteen minutes. Stock index levels are closing levels for the date shown, not live prices during the trading day.
The U.S. and Ohio clocks animate estimates using US Debt Clock’s published rates and periodically synchronize with a cached source feed. Their synchronization time is shown above each clock. You can pause the counters; if the source is unavailable, a dated snapshot is shown. Other unavailable readings are labeled on their cards.
Want to know what this means for your own plan?
Numbers on a page are not a plan. If you would like to talk through how any of this bears on your retirement income, we are glad to have that conversation.