Tools
Start with a few useful numbers.
Explore the questions behind your plan. Adjust an assumption and see how the arithmetic changes.
These calculators run in your browser. Inputs are not sent to us or saved. Starting values are examples, not recommendations.
01 · Retirement cash flow
What is your income gap?
Compare monthly spending with expected after-tax income, such as Social Security and pensions. Use the same dollar basis for both.
$24,000 per year to cover from other sources.
This does not determine a sustainable withdrawal amount or account for changing expenses.02 · Saving over time
Explore a savings scenario
See how a starting balance and regular contributions compound under an assumed constant return. You can also enter a negative return.
Starting balance + contributions: $220,000
Illustrative growth or loss: $248,232
Contributions occur at month-end. Uses an effective annual return converted to a monthly rate. Excludes taxes, fees, and inflation. Actual returns fluctuate; this is not a forecast.03 · Purchasing power
What might today’s spending cost later?
Translate current monthly spending into future dollars using an inflation assumption you choose.
$4,031 more per month than the starting amount.
Assumes the same inflation rate each year. Your expenses may change at different rates.Ready to put the numbers together?
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